Part A – Tour Cancellation Waiver prior to departure – provided by R&J Tours:
- R & J Tours reserves the right to modify it’s refund and cancellation policy when a sizeable amount of cancellation or delay of travel that is related to or arising out of: acts of God, weather, government actions, mechanical breakdowns, acts of terrorism and war. In any one of these circumstances, R & J will credit your tour monies into your Travel Bucks account to be used within one year of original departure date.
- The Travel Protection Plan does not cover any single supplement charges which would occur when an individual’s traveling companion needs to cancel and the individual is unable to find another roommate.
Part B – Travel Insurance Benefits – while on Tour:
Tour Cost Trip Interruption
|Trip Interruption||Trip Cost|
|Accidental Death & Dismemberment||$10,000|
|Medical Expense/Emergency Assistance||$50,000|
|Accident and Sickness Medical Expense||Included in the $50,000|
|Emergency Evacuation and Repatriation||Included in the $50,000|
|Travel Delay (up to $100 per day)||$500|
|Baggage & Personal Articles||$1,000|
Missed Connection – Up to $500:
Provides reimbursement for the additional transportation expense incurred and/or the unused, non-refundable land arrangements if Your arrival at Your Trip destination is delayed for 3 or more hours due to a covered reason
These benefits are paid if loss occurs within 181 days of a covered Injury which occurs while on your R & J Tour Trip.
The Plan includes a Pre-Existing Condition Exclusion which: means an illness, disease, or other condition during the 60 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You: (1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) took or received a prescription for drugs or medicine. Item #2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this Plan.
If payment for the Plan is received by R&J Tours within 14 days of the initial Payment or Deposit for Your Trip, and you are not disabled from travel at the time Your Plan payment is made, then the Pre-Existing Condition exclusion is waived.
Information you need to know:
Benefits noted above are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all coverages and services. This description does not constitute or form any part of the Plan Description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpF428R.
If you choose to purchase the Plan, you will receive a link to the Plan Documents which describe the services, benefits and limitations in detail. You may cancel this plan by giving R & J Tours written notice within the first to occur of the following: (a) 10 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, We will refund Your plan payment paid provided no one has filed a claim under the plan.
The Part B Travel Insurance Benefits are underwritten by: United States Fire Insurance Company. Non-insurance related services are provided by: One Call 24-Hour Assistance Services and Global XPI are services and are not underwritten by United States Fire Insurance Company.
24-Hour Assistance Service is provided by: One Call Travel Services Network, Inc.
Insurance Benefits are administered by: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency)., 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-800-888-7292.
For residents of New York only: The Trip Cancellation Waiver, provided by R&J Tours, may be purchased separately without purchase of the Travel Protection Plan.