Travel Protection
Part A – The Cancel For Any Reason Waiver of this Part A is provided by R&J Tours.
CANCEL FOR ANY REASON WAIVER LIMIT
The maximum amount covered under this Cancel For Any Reason Waiver is Your Trip Cost.
CANCEL FOR ANY REASON WAIVER DETAILS
When payment is received to purchase this Cancel For Any Reason Waiver (part of R&J Tours’ Travel Protection Plan,) which must be within 14 days of your Trip deposit, it allows you to cancel Your Trip with R&J Tours for any reason prior to departure. You will be guaranteed a full refund of all payments, excluding the travel protection premium.
How You will be reimbursed: Your reimbursement will be by check, for an amount equal to 100% of the unused non-refundable cash, check, or credit card amounts You paid for Your Trip.
Please Note: This Waiver does not cover fees or costs associated with any transportation, accommodations, or other travel services that are not arranged by Us. The Trip Cancellation Waiver does not cover any single supplement charges which would occur when an individual’s traveling companion needs to cancel and the individual is unable to find another roommate.
DEFINED TERMS
Defined Terms: Certain terms are used in Part A of this Plan and whenever used in Part A, have the following meaning:
“Trip” means all of the transportation, accommodations, and other travel services arranged and booked by Us for which You have purchased this Plan.
“Trip Cost” means the amount You paid for Your Trip.
“We”, “Us” and “Our” refers to R&J Tours.
“You” and “Your” refers to the person who purchased this Plan.
This Part A, Cancel For Any Reason Waiver is provided by R&J Tours and is not an insurance benefit underwritten by United States Fire Insurance Company.
Part B – Travel Insurance Benefits – while on Tour:
Tour Cost Trip Interruption
Trip Interruption | Trip Cost |
Accidental Death & Dismemberment | $10,000 |
Missed Connection | $500 |
Medical Expense/Emergency Assistance | $50,000 |
Accident and Sickness Medical Expense | Included in the $50,000 |
Emergency Evacuation and Repatriation | Included in the $50,000 |
Travel Delay (up to $200 per day) | $2,000 |
Baggage & Personal Articles | $1,000 |
Baggage Delay | $100 |
Missed Connection – Up to $500:
Provides reimbursement for the additional transportation expense incurred and/or the unused, non-refundable land arrangements if Your arrival at Your Trip destination is delayed for 3 or more hours due to a covered reason
These benefits are paid if loss occurs within 181 days of a covered Injury which occurs while on your R & J Tour Trip.
The Plan includes a Pre-Existing Condition Exclusion which: means an illness, disease, or other condition during the 60 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You: (1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) took or received a prescription for drugs or medicine. Item #2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this Plan.
If payment for the Plan is received by R&J Tours within 14 days of the initial Payment or Deposit for Your Trip, and you are not disabled from travel at the time Your Plan payment is made, then the Pre-Existing Condition exclusion is waived.
Information you need to know:
Benefits noted above are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all coverages and services. This description does not constitute or form any part of the Plan Description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpF428R.
If you choose to purchase the Plan, you will receive a link to the Plan Documents which describe the services, benefits and limitations in detail. You may cancel this plan by giving R & J Tours written notice within the first to occur of the following: (a) 10 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, We will refund Your plan payment paid provided no one has filed a claim under the plan.
The Part B Travel Insurance Benefits are underwritten by: United States Fire Insurance Company. Non-insurance related services are provided by: 24-Hour Assistance Services and Global XPI are services and are not underwritten by United States Fire Insurance Company. *The plan cost includes the plan premium and a fee for non-insurance assistance services. View plan details and important disclosures: www.tripmate.com/wpF428R
24-Hour Assistance Service is provided by: Generali Global Assistance
Insurance Benefits are administered by: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency)., P.O. Box 527, Hazelwood, MO 63042, 1-833-297-2255.
For residents of New York only: The Trip Cancellation Waiver, provided by R&J Tours, may be purchased separately without purchase of the Travel Protection Plan.